Highlights from Our Q1 Market Update Lunch

By: Richard Saxon

Richard Saxon is President and Wealth Advisor at Saxon Financial Group, which became a fully independent RIA in 2021. With experience since 1983 and previous affiliations with Smith Barney, Merrill Lynch, and Raymond James, Richard specializes in investment management and asset allocation, creating simplified platforms for families with complex financial needs.

April 29, 2026

On March 19^th, we hosted our 1st Quarter Market Update Lunch and were joined by Amanda Stolz and Christie Hill from Seidel Schroeder, who walked us through The One Big Beautiful Bill Act and what it could mean for our clients’ taxes and planning.

The presentation highlighted what is new, what is modified, what stays the same, and what is discontinued under the Act, including new below‑the‑line deductions (such as the “Senior Bonus,” overtime pay, and auto loan interest), changes to charitable contribution rules, expanded education and savings opportunities (like Trump Accounts and enhanced 529 uses), updates to business incentives (bonus and section 179 depreciation, Qualified Opportunity Zones), as well as the accelerated sunset of several clean energy and vehicle credits.

In the Community - Q1 Market Report Lunch Event — Q1 Market Report Lunch Event – Amanda Stolz and Christie Hill from Seidel Schroeder

We’d like to thank Amanda and Christie for sharing their insight on such an important topic for our clients. We love the opportunity to host events like this, connect in person, and help keep our clients informed on key legislative changes that may impact their financial plans.

Thank you to everyone who was able to join us!

529 Plan vs Coverdell ESA: Which Education Savings Account Fits Your Family’s Goals?

Market Commentary – The “K” Divide

Markets finished 2025 strong across stocks, bonds, and gold, but the economy has become increasingly K-shaped, with higher-income households thriving while lower-income consumers struggle under rising debt and weak confidence. Inflation is easing and policy is turning more supportive, yet affordability and inequality remain central political risks heading into the 2026 midterms. Investors face elevated valuations but still-solid earnings expectations, making diversification and select opportunities in small caps, income assets, and real assets especially important

5 Questions to Revisit Every New Year if You’re Within 5–10 Years of Retiring

Use the start of each year to reevaluate whether your retirement timing, income needs, investments, taxes, and lifestyle remain aligned with your evolving situation. Revisiting these five key questions in the final decade before leaving work can help you stay aware of potential adjustments and more intentional about how you approach the next chapter.

An Overview of the 2026 Retirement Contribution Limit Changes

The IRS has announced higher retirement account contribution limits for 2026, giving savers more flexibility to plan for the future. Learn about the updated limits for 401(k), IRA, SIMPLE, and SEP plans, and how catch-up contributions for individuals age 50 and older have increased. Understanding these updates can help you evaluate your current strategy and make informed decisions about your long-term retirement goals.

Why the First Five Years of Retirement Matter More Than the Last Twenty

Early retirement decisions have an outsized impact on long-term financial success, especially for Oil & Gas professionals. The first few years set spending patterns, tax strategies, and investment outcomes that shape future stability. Thoughtful planning around income, withdrawals, and market risk can help create a smoother, more confident transition into lasting retirement.

Education Planning: Funding Your Children’s Future Without Sacrificing Your Retirement

Business Insurance Planning: Building Financial Security for Your Company

Business insurance planning helps identify key risks, match them with appropriate coverage, and connect that protection to long‑term business and personal financial goals. By regularly reviewing policies and addressing operational, liability, cyber, and people‑related exposures, owners keep their businesses better prepared for unexpected events.

How Withdrawal Strategies Can Help Reduce Taxes in Retirement

Most people focus on saving for retirement but overlook how withdrawals impact taxes. Each account—tax-free, tax-deferred, and taxable—is treated differently, and coordinating them strategically can minimize taxes and smooth income over time. Smart withdrawal planning isn’t about avoiding taxes but managing when and how you pay them for better long-term control.

Highlights from Our Q1 Market Update Lunch

More posts